Amrovcik v. Metropolitan Life Insurance

Opinion by

Rhodes, J.,

The plaintiff brought this action to recover permanent disability benefits allegedly payable to him under the permanent disability riders attached to two policies of insurance issued by the defendant company to him. The relevant portions of the policies, which are identical, are as follows: “TOTAL AND PERMANENT DISABILITY PROVISION...... The Metropolitan Life Insurance Company ...... Doth Hereby Agree, that if while the above numbered Policy is in full force and effect, and before default in the payment of any premium, the Company receives due proof that the Insured, as…