Allstate Insurance v. Neel

Allstate Insurance Company brought this action for a declaratory judgment against its insureds, the Neels, alleging the Neels' automobile liability insurance policy did not provide coverage for an accident in which their son, Steven, was involved. Allstate moved for summary judgment which was granted. The Neels appeal; we affirm.

The facts are these: On July 23, 1978, Steven Neel was driving a 1973 Jeep when it collided with another vehicle. The other driver and his passenger brought suit against Steven and his parents for damages.

The Jeep was not one of the automobiles described as an insured…