Continental Volvo, Inc. v. Ross

This is a controversy between Safeco Insurance Company of America and Insurance Management Underwriters of Federated American Insurance Company over responsibility for liability insurance coverage. The question arose when Leon J. and Sally Ross, who had purchased but not received delivery of a new car from Continental Volvo, Inc., were involved in an accident while driving a temporary substitute vehicle furnished by Continental Volvo. The Rosses' policy of insurance with Federated American contained the following provision:

Other Insurance—Coverages A, B, C, D, E and F. If the insured has…