Zulcosky v. Farm Bureau Life Insurance

Plaintiff asserted a claim for proceeds as beneficiary under a life insurance policy. Defendant responded that the deceased insured misrepresented a material fact concerning his driving record in the application for the policy and, thus, recovery is barred. The trial court granted defendant’s motion for summary disposition. We reverse.

The relevant facts are as follows.

Plaintiff’s son, Mark, applied for life insurance with defendant in 1988. The application was completed by defendant’s agent-employee, who checked a box indicating that Mark had not received any traffic tickets in the preceding…