Hartford Accident & Indemnity Co. v. Kaiser

Both parties appeal from a declaration of rights under an insurance policy.

Hartford Accident and Indemnity Company brought declaratory proceedings to absolve itself of any obligation to defend or to satisfy a possible judgment in a pending action by one Denison Grant against Jacob Kaiser, Jr., and his parents. Grant alleged that he was injured by an automobile driven by Jacob Kaiser, Jr.

The Kaisers appeal from a judgment limiting their insurance coverage for the accident in question to the minimum ($5,000 for one person) required under ORS 486.011 to 486.991 (the Oregon Financial…