Collins v. Farmers Insurance

Plaintiff sought a declaratory judgment that he is entitled to the $100,000 limits of the automobile liability policy issued by defendant for injuries that he sustained while a passenger of an insured to whom he is related and in whose household he resides. Defendant contends that, because the policy contains a “family household” exclusion, its coverage for plaintiff is only the $25,000 minimum coverage that the Financial Responsibility Law requires for bodily injury. ORS 806.070(2)(a); see, generally, ORS 742.450 etseq; ORS 806.010 et seq.1 The trial court granted plaintiff a summary…