Collins v. Farmers Insurance

*339PETERSON, J.

This declaratory judgment proceeding concerns the amount of liability insurance available under the defendant’s motor vehicle liability insurance policy. The plaintiff asserts that because an exclusion in the defendant’s policy is “illegal,” the exclusion must be disregarded, as a result of which $100,000 of insurance coverage is available. The defendant asserts that the exclusion is unenforceable only to the extent of the $25,000 mandated by the Financial Responsibility Law. We agree with the defendant.

Ernest and Irene Gali had a motor vehicle liability policy with the defendant,…