Holland v. Cotton States Mutual Insurance

Phipps, Judge.

Florence Pratt Holland sought to recover from her insurance carrier, Cotton States Mutual Insurance Company, under an uninsured/underinsured motorist (“UM”) insurance policy. The trial court granted Cotton States’ motion for summary judgment against Holland’s UM claim, and we affirm.

' On May 12, 2003, Holland was involved in an automobile accident with Wilmer Moran. She reached a settlement with Moran’s insurance carrier, GEICO General Insurance Company, for $24,000, which was $1,000 less than the policy’s limit. As part of the settlement, Holland signed a document entitled…