Nygaard v. State Farm Insurance Co.

The majority is correct: Under the decedent’s automobile liability policy, coverage does not exist for an “intentional act.” I do not agree, however, that the act involved in this matter was “intentional,” even when viewed from the perspective of the tortfea-sor, and I respectfully dissent.

The tragically unfortunate decedent intended to take her own life. To that end, she selected an automobile collision to perfect her plan. Completely at random, she ran her vehicle into an oncoming truck and severely injured its innocent driver. Can it be said that she intended the consequences this act had…