Komroff v. Maryland Casualty Co.

The contract of insurance consisted of (1) a so-called “general policy” containing agreements and conditions. appropriate and applicable to losses, whether by burglary, theft or larceny, and (2) a “rider” entitled “standard safe burglary rider” specifically describing the loss insured against and setting forth a further “special agreement” having reference and appropriate to insurance against safe burglaries. It was admitted in the argument that the general policy is used for all burglary risks but that there are several forms of rider specifying and limiting the losses covered and the manner…