Nationwide Mutual Insurance v. Erwood

*90Justice PLEICONES.

We granted certiorari to review a decision of the Court of Appeals holding invalid, as against public policy, a provision in an automobile insurance policy purporting to limit the portability of basic uninsured motorist (UM) coverage. Nationwide Mut. Ins. Co. v. Erwood, 364 S.C. 1, 611 S.E.2d 319 (Ct.App. 2005). We affirm.

FACTS

Erwood was a passenger on an uninsured motorcycle owned and driven by her husband when he had an accident. Er-wood’s husband was at-fault in the accident. • Erwood owned an automobile insured by Nationwide under a policy providing $15,000 in UM…