Cisar v. Slyter

OPINION

CRIPPEN, Judge.*

This is an appeal from a summary judgment that dismissed appellants’ benefits *152claim as untimely. The district court ruled that because respondent Spring Vale Mutual Insurance Company is a township mutual fire insurance company, appellants’ insurance policy — issued by Spring Vale and specifying a one-year statute of limitations — is statutorily exempt from Minnesota insurance laws that require a two-year statute of limitations. Because we conclude that the portion of appellants’ insurance policy providing coverage for their dwelling constitutes homeowner’s insurance,…