Northland Insurance Co. v. Continental Western Insurance Co.

OPINION

PARKER, Judge.

The district court concluded that because the two insurance policies at issue could be applied consistently, it was unnecessary to look beyond the policies in order to determine which party was responsible for primary coverage. Appellant Continental Western Insurance Company challenges the district court’s decision, arguing that even where “other insurance” clauses may be applied consistently, a court must still engage in a “total policy insuring intent” analysis or a “closer to the risk” analysis to determine allocation of coverage. Appellant maintains that where an…