Horace Mann Insurance v. General Star National Insurance

Reversed and remanded by published opinion. Judge Traxler wrote the majority opinion, in which Judge Wilson joined. Judge Niemeyer wrote a dissenting opinion.

OPINION

TRAXLER, Circuit Judge:

This appeal involves a dispute between two insurance companies, with each company claiming that the insurance provided by its policy was “excess” to the other insurance and that its coverage therefore was not triggered until the limits of the other company’s policy were exhausted. The district court granted summary judgment in favor of Horace Mann Insurance Company, concluding that its policy was excess to…