Stegenga v. Burney

JACKSON, Judge.

On 15 June 2001 Yvonne Stegenga (“Plaintiff’) was involved in a head-on collision with a car driven by Jamie Allen Burney and owned by his wife, Tina Lee Burney (“Defendants”). The accident occurred in Randolph County, North Carolina. Plaintiff suffered permanent physical injuries along with property damage. Defendants’ insurance carrier tendered the limits of its liability insurance policy in the amount of $30,000.00 to Plaintiff. At the time of the accident, Plaintiff was insured by Allstate Insurance Company (“Allstate”).

In May 1996, Plaintiff had applied for an insurance…