Bingenheimer v. State Farm Mutual Automobile Insurance

Plaintiff was injured in a single-car accident after losing control of her car. She sought coverage for her injuries under her uninsured motorist (UM) policy with defendant State Farm Mutual Automobile Insurance Company (State Farm) on the theory that the accident was caused by a “phantom vehicle” under ORS 742.504(2)(g). She appeals the trial court’s grant of summary judgment in favor of State Farm. We affirm.

The facts, stated in the light most favorable to plaintiff as the nonmoving party,1 are as follows. Plaintiff was driving in the far right lane on Interstate 5 in an area of Portland…