Guttman v. Wells Fargo Bank

The United States Bankruptcy Court for the District of Maryland certified, and this Court accepted, four questions pertaining to Maryland Code (1974, 2010 Repl.Vol.), Real *230Property Article, § 4-109.1 Secured parties, as creditors in the bankruptcy proceedings and Appellees here, are attempting, in separate cases before the Bankruptcy Court, to execute on four deeds of trust whose affidavits of considerations (and/or acknowledgments contained therein) are missing or improper. Appellants, the four trustees in bankruptcy here, argue that these defects render the deeds of trust invalid, such that…