Bredemeier v. Farmers Insurance Exchange

Opinion by

Judge JONES.

In this action to recover personal injury protection (PIP) benefits under an automobile insurance policy, defendant, Farmers Insurance Exchange (Farmers), appeals from a judgment in favor of plaintiff, Audrey Brede-meier, following a trial to the court. We reverse and remand the cause with directions.

While walking through a parking lot at night, plaintiff tripped and fell over a speed bump and was injured. She sought PIP benefits under a policy of insurance issued by Farmers for a vehicle owned by Richard and Joyce Larson. Plaintiff claims that her injuries arose out of…