Virginia Properties, Inc. v. Home Insurance

TJOFLAT, Chief Judge:

Plaintiff Virginia Properties, Inc. (“VPI”), owner of a wood treatment facility in Henrico County, Virginia, has incurred substantial expenses pursuant to clean-up orders issued by the Environmental Protection Agency (the “EPA,” or the “Agency”). VPI brought this diversity action against its insurers (seven insurance companies, all of whom had issued comprehensive general liability policies to VPI), seeking coverage of those expenses. The district court granted summary judgment for the defendants on the basis of a pollution exclusion clause included in the policies. 1 VPI…