State Farm Fire & Casualty Insurance v. Keegan

T. JOHN WARD, District Judge:

Jaclyn Green Keegan and Linda Green appeal the district court’s summary judgment in favor of State Farm Fire & Casualty Insurance Company (State Farm) finding that State Farm did not have a duty to defend or indemnify the insured under an insurance contract. The district court also denied Jaclyn Green Keegan’s motion for summary judgment. We reverse and render.

Background

Jaclyn Green Keegan and her daughter Diana Green lived with Jaclyn’s parents, Russell and Linda Green. State Farm issued a standard Texas homeowners insurance policy to Russell and Linda Green as…