Carnes v. Iowa State Traveling Men's Ass'n
Supreme Court of Iowa
!'Appeal from Polk District Gourt. — Hon. W. A. Spurrier, Judge. Action on accidental insurance policy. Judgment for plaintiff, and defendant appeals.
1Opinion of the CourtLadd, J.
1 When the certificate of membership was issued to Oliver D. Carnes the constitution of the association provided for indemnity whenever the death of a member occurred “from an accidental cause, except while said member shall be under the influence of intoxicating liquors or narcotics.” As afterwards amended, the articles of incorporation and by-laws, with the same exception, limited such indemnity to injuries “effected through or by external, violent, and accidental means.” We may determine, then, at the outset, whether the liability of the association is fixed by the constitution and by-laws…
2Cases cited14 opinions
- United States Mutual Accident Ass'n v. BarrySupreme Court of the United States · 1889
- Travellers' Insurance v. McConkeySupreme Court of the United States · 1888
- Paul v. . Travelers' Ins. Co.New York Court of Appeals · 1889
- Lovelace v. Travelers' Protective Ass'nSupreme Court of Missouri · 1894
- McGlinchey v. Fidelity & Casualty Co.Supreme Judicial Court of Maine · 1888
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3Cited by63 opinions
- Watkins v. Prudential InsuranceSupreme Court of Pennsylvania · 1934
- Caldwell v. Travelers Insurance Co.Supreme Court of Missouri · 1924
- Spicer v. Benefit Ass'n of Railway EmployeesOregon Supreme Court · 1933
- Shepherd v. Midland Mutual Life Ins.Ohio Supreme Court · 1949
- Mansbacher v. Prudential Insurance Co. of AmericaNew York Court of Appeals · 1937
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