Legal Opinion
Lyon v. Chase Bank USA, N.A.
Court of Appeals for the Ninth Circuit
Decided August 30, 2011No. 10-35230, 10-35846PublishedCited by 87 opinions
1Opinion of the Court
OPINION
GOODWIN, Senior Circuit Judge:
This case originated with a misunderstanding regarding a $645 charge on the credit-card bill of Appellant Barbee Lyon. Appellee Chase Bank USA, N.A. (“Chase”) misidentified the basis for the charge but failed to respond to Lyon’s requests for information about it. Chase continued to seek payment and reported the debt as delinquent to credit agencies, despite Lyon’s protest. In doing so, Chase admittedly violated multiple sections of the Fair Credit Billing Act (“FCBA”), 15 U.S.C. §§ 1666 — 1666J.
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2Cases cited45 opinions
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- Reiter v. Sonotone Corp.Supreme Court of the United States · 1979
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3Cited by87 opinions
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