Wachovia Bank of Georgia, N.A. v. Reynolds

McMURRAY, Senior Appellate Judge.

The evidence reflects that appellee-plaintiff Frances B. Reynolds purchased a certificate of deposit (“CD”) in the amount of $64,000 from a branch of the Wachovia Bank of Georgia, N.A. (“Wachovia” or “the bank”) for her younger brother, appellee-plaintiff Bernard S. Bailey, Jr., age 73, as his attorney-in-fact. In making the purchase, Reynolds did not provide Wachovia Bailey’s address and told the bank: “Everything pertaining to him comes to my address.” Wachovia’s service representative asked Reynolds if she had a power of attorney but did not request a copy…