Allstate Insurance v. Justice

Judge Harold R. Banke.

This appeal arose from a declaratory judgment action in which Allstate Insurance Company sought a determination as to whether the homeowner’s insurance policy at issue afforded coverage for personal injuries sustained when its insured shot a bystander. Enumerating four errors, Allstate appeals the jury verdict obligating it to defend and indemnify its insured.

While at a party, Allstate’s insured, Kenneth Justice, discovered that George Jordan was armed and threatening to steal his gold necklace. Justice then walked home and retrieved his father’s revolver from a…