Cohen v. Auto Club Ins. Ass'n

The defendant insurance company sold the plaintiff a policy that included a clause voiding the policy in the event the plaintiff misrepresented a material fact. The insurer later denied coverage on the basis of that clause, but the circuit court and Court of Appeals ruled that the clause was unlawful. We reverse in part the judgments of the circuit court and the Court of Appeals and remand this case to the circuit court.

i

In December 1993, plaintiff Thisha Cohen was involved in a motor vehicle accident in the city of Detroit. She describes her injuries as “severe and debilitating,” and says…