Adair Group, Inc. v. St. Paul Fire & Marine Insurance

McKAY, Circuit Judge.

In this case, we are called upon to interpret a commercial general liability insurance policy issued to Adair Group, Inc. (“Adair”) by St. Paul Fire and Marine Insurance Co. (“St.Paul”). Specifically, we are asked to review the district court’s grant of summary judgment to St. Paul on the issue of insurance coverage.

Adair sought indemnity from St. Paul for a $2.5 million arbitration award setoff against Adair for construction deficiencies in work done by Adair’s subcontractors on two projects. After St. Paul informed Adair that the arbitration award was not covered by its…