Lorenzo-Martinez v. Safety Insurance

The principal issue presented by this case is whether an insurer may deny uninsured motorist coverage under the standard Massachusetts motor vehicle insurance policy to a claimant who refuses to comply with his or her obligation under the policy to “submit to an examination under oath . . . within a reasonable time after [the insurer is] notified of the claim,” without proof by the insurer of actual prejudice to its interests caused by the claimant’s refusal. In separate motions for summary judgment filed by the insurers, Trust Insurance Company (Trust) and Safety Insurance Company (Safety),…