Humm v. Aetna Casualty & Surety Co.

HARTNETT, Justice:

In this appeal, we hold that, under 18 Del.C. § 3902, the Delaware Uninsured and Underinsured Motor Vehicle Insurance Coverage Statute, an insurance carrier’s duty to provide a minimum level of uninsurance coverage under subsection (a) is separate and distinct from its duty, under subsection (b), to offer additional uninsured/underinsured coverage up to the amount of the basic liability policy. Consequently, the requirement for a written rejection of the coverage provided under subsection (a) is not applicable as to the additional uninsured/underinsured coverage described in…