State Farm Mutual Automobile Insurance v. Arms

MOORE, Justice:

This appeal by State Farm Mutual Automobile Insurance Company (State Farm) presents us with a matter of first impression regarding the duty of an insurance company to offer additional uninsured vehicle coverage to an insured when certain changes occur in a policy. The Superior Court granted partial summary judgment to the plaintiff, Virgil D. Arms, 1 holding that under 18 Del.C. § 3902 defendant’s failure to provide plaintiff the option to increase such coverage, when certain policy changes occurred, constituted a continuing offer which could be accepted by him at any time…