Gable v. Colonial Insurance

ELDRIDGE, Judge.

Section 539(a) of the Maryland Insurance Code mandates that every motor vehicle insurance policy issued in this State shall provide minimum “medical, hospital and disability benefits” (known as “Personal Injury Protection” or “PIP” benefits). Maryland Code (1957, 1986 Repl.Vol., 1988 Cum.Supp.), Art. 48A, § 539(a). Under § 543(d) of the Insurance Code, however, the PIP benefits are to be reduced by the amount of benefits the recipient “has recovered ... under workmen’s compensation laws.” The question before this Court is whether a provision in a motor vehicle insurance policy…