Pennsylvania National Mutual Casualty Insurance v. Gartelman

This case concerns the interrelationship between Maryland insurance law and certain exclusions from coverage provided by motor vehicle liability policies.

The facts of this case are undisputed. One of the appellees, Doris M. Gartelman (claimant), was an insured motorist under a policy issued to her husband by the appellant, Pennsylvania National Mutual Casualty Insurance Company (insurer). On 13 July 1977, the claimant, while operating an uninsured moped 1 owned by her husband, was injured when she was forced off the road by an unidentified truck. The claimant sought benefits from the insurer…