State Farm Mutual Automobile Insurance v. Nationwide Mutual Insurance

ADKINS, Judge.

In Jennings v. Government Employees Ins., 302 Md. 352, 488 A.2d 166 (1985), we held that the “household exclusion” clause of an automobile liability insurance policy was invalid. We reasoned that the exclusion was contrary to the public policy expressed in Maryland’s compulsory automobile liability insurance law. We are now asked to decide a question that was neither raised nor expressly addressed in Jennings: Whether the “household exclusion” is wholly invalid, or whether its invalidity extends only to the amount of the minimum liability coverage required by the compulsory…