Hayes v. Harleysville Mutual Insurance

¶ 1 This is an appeal from a decision awarding appellee John Hayes (Hayes) damages for the bad faith conduct of his insurer, appellant Harleysville Mutual Insurance Company (Harleysville). Hayes sought underinsured motorist coverage (UIM coverage) in an amount equal to his bodily injury (BI) liability limit from Har-leysville following a serious automobile ac cident. Hayes’s policy provided $100,000 bodily injury liability limits and his under-insured motorist coverage permitted stacking of two automobiles. Harleysville tendered payment of $70,000, based on its opinion that Hayes had…