Hounshell v. American States Insurance

It is our view that the majority of the Court of Appeals applied the correct law to the facts presented in this cause.

There seems to be no dispute here that an insurance contract may lawfully limit the time within which a suit may be brought on that contract of insurance if the period fixed in the policy is not unreasonable. Appel v. Cooper Ins. Co. (1907), 76 Ohio St. 52. Such provisions are valid even though the limita*430tion period provided in the contract of insurance is shorter than the period specified in the applicable statute, and a limitation on periods for the commencement of actions…