Ohayon v. Safeco Insurance

In their sole proposition of law, appellants ask this court to hold that when an insured under an automobile insurance policy issued in Ohio is injured in an automobile accident in another state, coverage under the uninsured/underinsured motorist provisions of the policy is determined by the law of the state in which the injury occurred. For the following reasons, we decline to adopt this proposition and instead affirm the judgment of the court of appeals.

*475I. Background

In 1996, Safeco Insurance Company of Illinois (“Safeco”) issued an automobile insurance policy to Summit County residents…