Legal Opinion

Daniel Avila v. CitiMortgage, Incorporated

Court of Appeals for the Seventh Circuit

Decided September 4, 2015No. 14-1949PublishedCited by 84 opinions

1Opinion of the Court

SYKES, Circuit Judge.

Daniel Avila alleges that CitiMortgage, Inc., violated a fiduciary duty and breached its mortgage agreement with him by using the payout from his homeowner’s insurance policy to pay down his loan rather than repair his damaged house. The district court dismissed Avila’s suit — a proposed class action — for failure to state a claim, reasoning that (1) his allegations do not support a fiduciary duty on CitiMort-gage’s part; and (2) Avila was barred from pursuing his contract claim because he had materially defaulted on his own contractual obligations by missing several…

2Cases cited28 opinions

  1. Ashcroft v. IqbalSupreme Court of the United States · 2009
  2. Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
  3. Hukic v. Aurora Loan ServicesCourt of Appeals for the Seventh Circuit · 2009
  4. Windy City Metal Fabricators & Supply, Inc. v. CIT Technology Financing Services, Inc.Court of Appeals for the Seventh Circuit · 2008
  5. Central Illinois Light Co. v. Home InsuranceIllinois Supreme Court · 2004

23 more not listed; retrieve them via the Exa API.

3Cited by84 opinions

  1. John Simpson v. Brown County, IndianaCourt of Appeals for the Seventh Circuit · 2017
  2. Kenneth Pucillo v. National Credit Systems, IncoCourt of Appeals for the Seventh Circuit · 2023
  3. Cox v. Calumet Public Schools District 132District Court, N.D. Illinois · 2016
  4. Rick Ochoa v. State Farm Life Insurance CompCourt of Appeals for the Seventh Circuit · 2018
  5. Garber v. Amazon.com, Inc.District Court, E.D. Illinois · 2019

79 more not listed; retrieve them via the Exa API.

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