Legal Opinion
Rick Ochoa v. State Farm Life Insurance Comp
Court of Appeals for the Seventh Circuit
Decided December 13, 2018No. 18-1336 & 18-1338PublishedCited by 15 opinions
1Opinion of the Court
Sykes, Circuit Judge.
*993 Rick Ochoa and Irene Anderson hold participating life-insurance policies from State Farm Life Insurance Company and Country Life Insurance Company respectively. The policies guarantee policyholders annual dividends from their insurers' surpluses, but the insurers decide the dividend amounts.
Dissatisfied with their dividends, Ochoa and Anderson filed nearly identical class-action complaints claiming that the dividend provisions in their policies violate the Illinois Insurance Code. In a single decision, the district court dismissed the complaints. We consolidated the…
2Cases cited14 opinions
- Ashcroft v. IqbalSupreme Court of the United States · 2009
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
- Galowich v. Beech Aircraft Corp.Illinois Supreme Court · 1982
- Vine Street Clinic v. HealthLink, Inc.Illinois Supreme Court · 2006
- Daniel Avila v. CitiMortgage, IncorporatedCourt of Appeals for the Seventh Circuit · 2015
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3Cited by15 opinions
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- Keith Horist v. Sudler & CompanyCourt of Appeals for the Seventh Circuit · 2019
- Bradley Hotel Corp. v. Aspen Speciality Insurance ComCourt of Appeals for the Seventh Circuit · 2021
- John Vergara v. City of ChicagoCourt of Appeals for the Seventh Circuit · 2019
- United States ex rel. Morgan v. Champion Fitness, Inc.District Court, C.D. Illinois · 2019
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