Signet Bank/Virginia v. Tillis

Carley, Chief Judge.

Appellant-plaintiff, a Virginia-based bank; extended an offer to issue appellee-defendant a credit card by mailing a pre-approved application form to appellee’s address in Georgia. When an acceptance of its offer bearing appellee’s purported signature was mailed to and received by it in Virginia, appellant issued the credit card in appellee’s name and mailed it to his Georgia address. The credit card was thereafter used in Georgia and some payments were mailed to appellant in Virginia. When payments ceased, however, appellant brought suit against appellee in Virginia and…