Legal Opinion

Barrett v. Connecticut Fire Ins.

Michigan Supreme Court

Decided March 29, 1917No. Docket No. 48PublishedCited by 8 opinions

Error to Genesee; Barton, J., presiding. Assumpsit by Stella Barrett against the Connecticut Fire Insurance Company upon a policy of insurance. Judgment for plaintiff. Defendant brings error. After a fire which destroyed certain insured property plaintiff made, verified, and filed with defendant, whose policy she held, proofs of loss.

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Error to Genesee; Barton, J., presiding. Assumpsit by Stella Barrett against the Connecticut Fire Insurance Company upon a policy of insurance. Judgment for plaintiff. Defendant brings error. After a fire which destroyed certain insured property plaintiff made, verified, and filed with defendant, whose policy she held, proofs of loss. She said therein' that by a fire occurring August 25, 1915* she sustained loss and damage “as stated in the papers hereto attached, marked Exhibits A and B”; that the property described in Exhibit A— “belonged exclusively to this deponent, and to no other person…

1Opinion of the CourtOstrander, J.

(after stating the facts). The Michigan standard policy limits the liability of the insurer to the actual cash value of the property at the time loss or damage occurs, in no event to exceed what it would then cost the insured to repair or replace the same with material of like kind and quality. It requires, in case a loss occurs, that the insured make a complete inventory, stating the quantity and cost of each article and amount claimed thereon, and within 60 days, unless the time.is extended, a statement to the insurer, signed and sworn to by. said insured, stating the cash value of each…

2Cases cited3 opinions

  1. Brunswick-Balke-Collender Co. v. Northern Assurance Co.Michigan Supreme Court · 1905
  2. Knop v. National Fire InsuranceMichigan Supreme Court · 1895
  3. Tiefenthal v. Citizens' Mutual Fire InsuranceMichigan Supreme Court · 1884

3Cited by8 opinions

  1. McFadden v. TateMichigan Supreme Court · 1957
  2. Campbell v. Great Lakes Insurance Co.Michigan Supreme Court · 1924
  3. Hawkeye Casualty Co. v. HolcombMichigan Supreme Court · 1942
  4. Pettersch v. Grand Rapids Gas Light Co.Michigan Supreme Court · 1928
  5. Hetfield v. MortimerMichigan Supreme Court · 1926

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