Legal Opinion

Kenneth M. Romstadt v. Allstate Insurance Company

Court of Appeals for the Sixth Circuit

Decided July 17, 1995No. 94-3326PublishedCited by 159 opinions

1Opinion of the Court

NATHANIEL R. JONES, Circuit Judge.

Plaintiff Kenneth Romstadt is appealing summary judgment for Defendant Allstate Insurance Company (“Allstate”) in this diversity action alleging bad faith denial of an insurance claim. For the reasons that follow, we hold that in order for an injured third party to bring a claim against an insurer for bad faith in failing to settle within policy limits, there must first be an adjudicated excess judgment entered against the insured. We affirm the decision of the district court.

I. Background

On December 20,1989, Tracy Smith “rear-ended” the ear Kenneth Romstadt…

2Cases cited28 opinions

  1. Anderson v. Liberty Lobby, Inc.Supreme Court of the United States · 1986
  2. Russo v. City of CincinnatiCourt of Appeals for the Sixth Circuit · 1992
  3. Hoskins v. Aetna Life InsuranceOhio Supreme Court · 1983
  4. Zoppo v. Homestead InsuranceOhio Supreme Court · 1994
  5. City of Willoughby Hills v. Cincinnati InsuranceOhio Supreme Court · 1984

23 more not listed; retrieve them via the Exa API.

3Cited by159 opinions

  1. Intera Corporation v. George Henderson IIICourt of Appeals for the Sixth Circuit · 2005
  2. Gwendolyn T. Graham-Humphreys, Plaintiff-Appellant/cross-Appellee v. Memphis Brooks Museum of Art, Inc., Defendant-Appellee/cross-AppellantCourt of Appeals for the Sixth Circuit · 2000
  3. Judy Lynn Tahfs, Plaintiff-Appellant/cross-Appellee v. William N. Proctor Miranda K. Proctor, Defendants-Appellees/cross-AppellantsCourt of Appeals for the Sixth Circuit · 2003
  4. Philecia Barnes v. City of CincinnatiCourt of Appeals for the Sixth Circuit · 2005
  5. Erick Peeples v. City of Detroit, Mich.Court of Appeals for the Sixth Circuit · 2018

154 more not listed; retrieve them via the Exa API.

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