Parker v. Safeco Insurance Co. of America

¶1 J. Russell Parker appeals from the District Court’s order filed August 12, 2015, granting summary judgment in favor of defendant Safeco Insurance Company. We affirm.

¶2 We restate the issue on appeal as follows:

Whether the District Court erred in construing Parker’s insurance policy with Safeco to exclude coverage for damage caused by a large rock falling down a hillside into Parker’s cabin.

FACTUAL AND PROCEDURAL BACKGROUND

¶3 In March 2014 a large boulder dislodged from a hillside several hundred feet from Parker’s vacation cabin near Sheridan, Montana. The boulder fell down the hillside…