McKain v. Safeco Insurance Company of America

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MONTANA MISSOULA DIVISION MARY MCKAIN, CV .21—100-M—DWM Plaintiff, vs. OPINION & ORDER SAFECO INSURANCE COMPANY OF AMERICA, Defendant. From May 2020 to May 2021, Plaintiff Mary McKain was insured under a Homeowners Policy issued by Defendant Safeco Insurance Company of America (“Safeco”). In September 2020, a pipe in McKain’s basement released water into her home for one month. McKain reported the claim to Safeco under her Homeowners Policy, and Safeco denied the claim on the basis that the Policy excluded damage from such a long-term…