Haislip v. Southern Heritage Insurance

In this appeal, we consider whether Code § 38.2-2204 requires an insurance company, which had issued an automobile liability insurance policy, to provide full and separate coverage to its named insured who was allegedly guilty of negligent entrustment of a vehicle, even though the insurer had already paid the insurance policy limits on behalf of a permissive user who negligently operated the insured vehicle.

*267Michael F. Haislip filed a motion for judgment against Raymond L. Goode and Tina L. Price to recover damages he incurred as a result of an automobile accident. Haislip alleged that Price…