Cincinnati Insurance v. Argubright

In an underlying action that gave rise to the present dispute, Jeffrey Argubright filed a complaint against the defendant, James Carretto, alleging that Carretto negligently discharged a firearm on April 17, 1983, so that a bullet struck and injured Argubright. A recovery of money damages for that injury is sought by Argubright from the defendant.

On the date of the occurrence alleged in the complaint, the defendant’s parents, Peter and Anna Carretto, had in full force and effect three liability insurance policies. The first policy was issued to them by the plaintiff herein, The Cincinnati…