Coley v. State Farm Mutual Automobile Insurance

This case comes to us on appeal from a declaratory judgment action in the circuit court of Peoria County. The question presented is whether the deceased grandson of John Coley was a relative as that term is defined in an insurance policy. The definition of “relative” in the policy required that decedent “live with” the named insured, here John Coley. The trial court found the grandson did not “live with” his grandfather at the time of his death and was not covered by the underinsured motorist provision of the policy. We agree.

The deceased grandson, Robert Coley, was killed in a traffic…