Derousse v. State Farm Mutual Automobile Insurance Co.

MARY R. RUSSELL, Judge.

At issue in this case is whether an insurer wrongly was granted summary judgment when its policy failed to provide uninsured motorist coverage for nonphysical injuries. This Court finds that Mis*893souri’s uninsured motorist statute, section 379.203.1, RSMo 2000,1 requires coverage of all bodily injury, sickness, and disease. The trial court’s entry of summary judgment is reversed, and the cause is remanded.

I. Background

A body was ejected from an uninsured motorist’s vehicle during a crash and landed on the hood of Debra Derousse’s (Claimant) vehicle as she was driving down…