Cynthia Herdrich v. Lori Pegram, M.D., Carle Clinic Association, and Health Alliance Medical Plans, Incorporated

COFFEY, Circuit Judge.

The defendants-appellees, Carle Clinic Association, P.C. (“Carle”), Health Alliance Medical Plans, Inc. (“HAMP”), and Carle Health Insurance Management Co., Inc., operate a pre-paid health insurance plan which provides medical and hospital services. The plaintiff-appellant, Cynthia Herdrieh (“Herd-rich”), was covered under a plan subscription through her husband’s employer, State Farm Insurance Company, an Illinois corporation. In March of 1992, Herdrich’s appendix ruptured as the result of alleged improper medical treatment while she was in the care of Dr. Lori Pegram…