Davidson v. Seterus, Inc.
California Court of Appeal, 5th District
1Opinion of the CourtAaron, J.
*289I.
INTRODUCTION
At issue in this appeal is whether mortgage servicers can be "debt collectors" under California's Rosenthal Fair Debt Collection Practices Act (the Rosenthal Act; Civ. Code,1 § 1788 et seq. ). There is a split of authority among the many federal district courts that have considered the issue, and there is a paucity of California authority addressing the question.
In this case, the plaintiff, Edward Davidson, brought a putative class action against Seterus and its parent company, International Business Machines, Inc. (IBM), alleging that the defendants violated the Act and the…
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