Tudor v. American Employers Insurance

Quillian, Judge.

The policy clearly reveals that unscheduled personal property is not covered (against theft) where it is kept in a dwelling on premises owned, occupied by or rented to the insured, except while the insured is temporarily residing therein. See Provisions 1 and 3. However, property is covered where placed for safekeeping in an occupied dwelling not owned, occupied by or rented to the insured. See Provision 2.

The location of the property in question was clearly not owned by or rented to the insured. The defendant insurance company contends that by placing the goods in the garage…