Kytle v. Georgia Farm Bureau Mutual Insurance

Deen, Judge.

One of the definitive questions in the case involves a construction of the policy for the purpose of determining whether a structure not a part of the main dwelling is intended to be covered. On the face of the policy is stated:"Insurance is provided against only those perils and for only those coverages indicated below by a premium charge.” The following statement shows: "Amount $25,000. Premium at inception $358.58 fire and lightning inc. extended coverage.” Directly below this under the heading "Amount Fire or Fire and Extended Coverage, or Other Peril” are listed five items…